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Frequent Questions
- What's the largest loan amount for which I can qualify?
Due to state laws, the largest loan Emergency Cash can provide is $700.
- How will I know how much money I need?
Emergency Cash's professionals take everything into consideration when setting up your loan, not only how much you need, but also your current debts and income. In the end, our goal is to provide you with the money you need in the short-term without over-extending you in the long-term. We strive to provide our customers with loans that are easy to repay.
- How do your loans work?
All of our loans are payday loans. For small loans of $100 or less, Emergency Cash allows for two pay periods, or up to a maximum of 30-days before payback. Loans of more than $100 must be repaid within 14-days, or your next pay day. Please see our Loan Examples.
- What happens if I only get paid once-a-month and can’t pay back my loan in two weeks?
Emergency Cash will always work with you around a repayment schedule that works best, based on when you get paid. If you get paid monthly, your repayment will not be due for 30-days. Please see our Loan Examples.
- Do you offer any other types of loan arrangements?
We often set up 30-day loan specials, especially for first time customers. It depends on your individual situation. Please see our Loan Examples.
- How much interest will I have to pay?
Our interest rates are the best in the market. Currently, customers pay $15 for every $100 (up to the first $500). Customers pay $10 for every $100 over $500. For example: on a $500 loan, you would pay back $575 by your next pay day. Please see our Loan Examples.
- How does Emergency Cash differ from other payday loan services?
Beyond offering the best rates in the market, we are committed to customer care, and we take each customer’s situation seriously. We offer an inviting atmosphere that feels more like a financial institution. Rather than walk-up counters, we invite you to sit with our professionals as we take the first steps toward securing your loan. You'll find family-focused amenities in each of our locations, including free Internet access, free faxes, free copies, children's play areas, ample furnishings and popcorn machines. We invite you to stop in for a visit in any of our locations throughout South King County.
- Why is Emergency Cash so focused on customer care?
We understand that situations arise that are beyond your control. Our executives and professionals bring with them years of experience in financial consulting and customer management. Our job is to not only get you back on your feet, but to be compassionate while doing so. When you walk into an Emergency Cash location, you'll find smiling faces, open ears, and honest care.
- Where can I find an Emergency Cash location?
We currently have three locations throughout South King County. Our hours are Monday-Friday, 8 a.m. – 8 p.m., Saturday 10-6, and Sunday 10-5. Click here to find the location nearest you.
- Do I have to go to the office in person or can I apply online?
You can apply online here. Or, you can fill out our PDF application, print it out and take it with you to one of our locations.
- What forms of ID do I need to have?
Any official, government-issued form of ID will do (such as a driver’s license, state ID, military ID, etc), as long as it includes your picture, legal name, and signature, with your picture.
- I'm unemployed. Do you offer loans to unemployed individuals?
Unfortunately we do not provide loans to unemployed individuals at this time.
- Does this go on my credit report?
Emergency Cash reserves the right to report any delinquent activities on your credit report.
- What happens if I have bad credit?
Bad credit is not a problem. Our goal is to provide you with the financial support you need based on your short-term situation.
- Do I have to tell you what I need the money for?
No. We are very discreet with your needs. What you do with your money is up to you.
